Capital at the Speed of Opportunity.
Traditional banks take weeks. We take hours. Secure same-day business loans up to $500k to fuel your next big move without the institutional friction.
Our record for application-to-funding time achieved this quarter.
The Frictionless Path
Three simple steps between your vision and the capital needed to execute it.
1. Digital Intake
Complete our 5-minute online application. No paperwork, just secure data integration with your business accounts.
2. Instant Audit
Our proprietary AI engine evaluates your real-time performance, providing a credit decision in under 60 minutes.
3. Same Day Funding
Once approved, funds are wired immediately. Capital hits your account within the same business day.
Operating History
Your business must be operational for at least 6 months with consistent monthly revenue.
Monthly Revenue
Minimum $15,000 in monthly gross revenue recorded over the last three months.
Entity Status
Must be a registered LLC, S-Corp, or C-Corp operating within the United States.
Business Bank Account
Requires an active business checking account for secure automated fund distribution.
Simple Qualifications for Serious Business.
We focus on your business performance today, not your credit history from years ago. Our data-driven model looks at the health of your cash flow to unlock your potential.
Ready to Scale Your Success?
Join thousands of businesses that trust Hill Stone Capital for rapid, institutional-grade funding. Your application takes less than 5 minutes.
No hidden fees. No collateral required for loans under $250k.